The5ers: Rules, Pricing & Payout Terms (Verified)

Last verified: July 14, 2026 against the5ers.com and its official help centers. The5ers (est. 2016) runs five programs — High Stakes (2-step), ProGrowth (1-step), Hyper Growth (instant funding), Bootcamp (3-step), and a Futures program. US traders: the US is not on the restricted-country list, but the firm publishes no explicit “US accepted” statement — we flag that as acceptance-by-omission, not a quoted rule.

Programs at a glance

RuleHigh Stakes (2-step)ProGrowth (1-step)Hyper Growth (instant)Bootcamp (3-step)
Targets10% (or 8% classic) / 5%10%10% per milestone6% × 3 steps
Daily loss5% (termination)3% (page says “pause”, help center says termination — see note)3% pause onlynone in steps
Max loss10% static6% static6% static5% steps / 4% funded
Min profitable days3 per step (≥0.5% each)3noneunverified
50K price$278 (new) / $309 (classic)$329n/a (5K–20K: $260–$850)$95 eval for 100K path
Split80% → 100% + fixed monthly at scale75% → 100%50% → 100%, account doubles per milestone50% → 100% at $2.5M
Leverage1:1001:301:301:30

Sources: High Stakes · ProGrowth drawdown · Hyper Growth · Bootcamp · Futures.

What makes The5ers structurally different

  • Real scaling with fixed salaries: High Stakes scales to $500K where the split becomes 100/0 plus a $10,000/month fixed payout — a genuinely unusual structure. Hyper Growth doubles the account at every 10% milestone toward $4M.
  • “Profitable day” has a strict definition: ≥0.5% of initial balance in closed profit, computed as min(midnight balance, midnight equity) minus previous day balance — grinding tiny days doesn’t count.
  • Fee refund is split into pieces: 10% hub credit at Phase 1, 20% at Phase 2, 70% into account equity at funding (withdrawable with first payout). Not a lump-sum refund.
  • News rule is a soft breach: orders within ±2 minutes of high-impact news forfeit profits but don’t kill the account; holding through news is fine. Weekend holding allowed.
  • Payout friction is real: bi-weekly, $150 minimum, 5–8 business days processing, and a 3.5% commission on Rise/crypto/bank withdrawals — one of the few firms charging a percentage on the way out.
  • Stop losses must be visible — stealth-mode SLs are banned; EAs allowed within limits (no HFT/arbitrage/copying).

Discrepancies we’re tracking in their own docs

Our extraction found three places where The5ers’ own pages disagree, all flagged for weekly re-checks: (1) ProGrowth’s 3% daily loss is labeled a “pause” on the program page but “termination” in the help center; (2) the futures per-position consistency cap is 40% on the current program page vs 30% in an older official explainer; (3) the program page sells a $50K ProGrowth tier while the help center’s account-limit article predates it. When a firm’s documentation contradicts itself, assume the harsher reading until support confirms otherwise — and we’ve asked.