Last verified: July 14, 2026 against FundingPips’ official help center and live checkout. FundingPips is the fastest-rising name in forex prop — five models (1-Step, 2-Step Standard, Pro, Flex, and Zero instant funding) with genuinely low prices. One fact that outranks everything else for our mostly-US readers: FundingPips is not available to US persons. Their restricted-country list doesn’t say so, but the live checkout requires ticking “I confirm that I am not a U.S. citizen or resident.” The attestation is the controlling fact.
Models at a glance (live checkout prices, July 14)
| Rule | 1-Step | 2-Step Standard | 2-Step Pro | 2-Step Flex | Zero (instant) |
|---|---|---|---|---|---|
| Targets | 10% | 8% or 10% / 5% | 6% / 6% | 10% / 6% | none |
| Daily loss | 3% | 5% | 3% | 4% | 3% |
| Max loss | 6% static | 10% static | 6% static | 12% static | 5% trailing on peak equity + 1% max open risk |
| Min days | 3 | 3/phase | 1/phase | 0 or 3 (split choice) | 7 profitable days per rolling 30 |
| 50K price | $322 | $285 | $224 | $269 | $244 |
| Split | 60–100% by payout cycle | 60–100% by cycle | 80% weekly | 85% or 95% | 95% |
The cycle-based split is unique: after passing 1-Step/Standard you choose weekly (60%), bi-weekly (80%), monthly (100%), or on-demand (90%, with a 35% consistency score) — and the choice locks permanently. Sources: 1-Step · Standard · Pro · Flex · Zero · rewards.
The fine print that matters
- Weekend holding is currently banned on ALL funded accounts (1-Step/Standard/Pro/Flex — Flex change effective Jan 29, 2026): positions auto-close Friday. Evaluations are unrestricted. On Zero it’s a hard breach.
- Risk-per-trade-idea rules on funded accounts: concurrent same-pair positions count as one idea, and re-entering the same direction within 10 minutes of closing a loser is the same idea — 2–3% caps by size and model. The “striking system” on Standard-8% escalates from profit deduction to breach over four strikes.
- New profit-concentration policy (evals from June 27, 2026, $25K+): if one trade idea makes >60% of a phase’s target, your funded account carries a 4-profitable-days-per-payout requirement for life.
- Their published prices lag reality: the schema data on model pages showed $379 for a 1-Step 50K while live checkout charged $322. We quote checkout, not marketing.
- Two of their own pages describe Prime scaling differently (entry via 3rd reward vs any reward) — the mechanics are in flux; treat any Prime description elsewhere as possibly stale.
- No VPN/VPS use; full automation only with a provably-your-own EA (source code required); payouts 1–3 working days, min 1% of account, instant Pay-to-Card in ~14 countries.