Independent profile. Every rule below is quoted from Take Profit Trader’s own knowledge base and pricing pages. Last verified: August 6, 2026.
Take Profit Trader is a US-friendly futures firm built around one promise: get paid fast, with as few payout hurdles as possible. Its standout features are real — no daily loss limit, no consistency rule once funded, and withdrawals “from day one and daily” with no minimum profitable days. The evaluation is a monthly subscription with no time limit, so you trade at your own pace. The catches are two: the funded stage is a simulated (PRO) account where you must first build a buffer equal to your drawdown before withdrawing at 80%, and the live 90/10 (PRO+) upgrade is invitation-only. Its most under-explained detail is that the drawdown type is different on each account tier — a trap if you assume it behaves the same throughout. For a futures trader who values withdrawal freedom over a live account on day one, it is one of the more trader-friendly payout structures on the market.
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Start with Take Profit Trader →Three accounts, three sets of rules
Take Profit Trader has a single path with three stages, and they do not all behave the same way. Getting this right is most of understanding the firm.
| Test (evaluation) | PRO (funded) | PRO+ (live) | |
|---|---|---|---|
| Environment | Simulated | Simulated | Live market |
| Profit split | — | 80 / 20 | 90 / 10 |
| Drawdown type | End-of-day trailing | Intraday trailing | End-of-day trailing |
| Daily loss limit | None | None | None |
| Consistency rule | 50% (non-fatal) | None | None |
| Buffer to withdraw | — | Yes | None |
| Access | Buy | Pass the Test | Invitation only |
The important line is the drawdown row. On the PRO account the trailing drawdown is calculated intraday — it follows your peak balance including unrealized gains, so a spike of open profit you later give back can breach you. On the Test and PRO+ accounts it is calculated end-of-day, only trailing your highest closing balance. Same firm, materially different risk mechanics depending on which stage you are in.
Evaluation rules and pricing
| Account | Profit target | Trailing drawdown | Max contracts | Monthly price | Reset |
|---|---|---|---|---|---|
| $25K | $1,500 | $1,500 | 3 (30 micros) | $150 | $79 |
| $50K | $3,000 | $2,000 | 6 (60 micros) | $170 | $99 |
| $75K | $4,500 | $2,500 | 9 (90 micros) | $245 | $139 |
| $100K | $6,000 | $3,000 | 12 (120 micros) | $330 | $169 |
| $150K | $9,000 | $4,500 | 15 (150 micros) | $360 | $199 |
You must trade a minimum of 5 days (any day with at least one trade counts) and there is no time limit — the subscription simply renews monthly until you pass, cancel, or a renewal payment fails. Passing the Test triggers a one-time $130 PRO activation fee, which is routinely waived by whatever promo code is live. Note that promos rotate and conflict: on the day we checked, the homepage advertised a 40%-off-for-life code while a separate official landing page showed 50% off — so the best available discount depends on which page you land on. Check for the highest live code before you buy.
The consistency rule is unusually gentle: no single day may exceed 50% of your total net profit, but breaching it does not fail you — it simply raises your target to twice your net P/L, forcing you to keep trading rather than ending your run. And it applies to the Test only; once funded there is no consistency rule at all.
The buffer zone: how withdrawals actually work
This is the part traders most often misread. TPT markets “withdraw from day one and daily” — true, but on the PRO (simulated) account you must first climb above a buffer equal to your max drawdown before you can withdraw at the full 80%. Worked example, straight from their docs: on a $50,000 account the drawdown/buffer is $2,000, so you need your balance to reach $52,000 before you start withdrawing 80% of profits. Below that line, you can still access money only by terminating the account, and the split drops to 50% if you traded it 60 days or less. The live PRO+ account removes the buffer entirely — “make it and take it daily.”
| Account | Buffer balance to withdraw at 80% (PRO) |
|---|---|
| $25K | $26,500 |
| $50K | $52,000 |
| $75K | $77,500 |
| $100K | $103,000 |
| $150K | $154,500 |
Beyond the buffer, the payout terms are genuinely generous: no maximum withdrawal, no minimum profitable days, and no payout delays. Withdrawals over $250 are free; $250 or less carries a $50 fee. US traders are paid by automated Plaid transfer to a bank in their own name; international traders use PayPal or Wise.
Rules worth knowing before you buy
- No overnight holding. This is futures — positions cannot carry to the next session; TPT auto-closes anything open at 4:55 PM ET.
- News — allowed on Test, restricted when funded. On PRO/PRO+ you must be flat, with no open orders, one minute before/during/after prohibited events: FOMC, Non-Farm Payroll and CPI (plus product-specific ones like Crude Oil inventories for CL).
- No bots or algos. Automated execution tools are not permitted on any account type.
- No counter positions (hedging). You cannot hold opposite positions in the same or closely related products (ES/MES, NQ/MNQ) — across all tiers. Violation means liquidation plus profit forfeiture.
- Copy trading — permitted for up to 5 of your own accounts, but coordinated/mirrored execution across different users is prohibited.
- Commissions: $5 per round-trip per futures contract, $0.50 per round-trip on micros (set by TPT on Test and PRO; PRO+ uses broker rates).
Track record in context
To its credit, Take Profit Trader publishes a pass rate — something most firms hide. Read it carefully, because it publishes two different figures: its FAQ states 16.86% of all Trading Tests were passed (Jan–Dec 2024), while the homepage cites 20.37% of registered users who passed a test (Jan–Aug 2023). Different periods and different denominators — tests-passed vs users-who-passed — so they are not directly comparable, and neither is a “your odds” number. Either way, roughly four in five evaluations do not convert, which is normal for the industry and worth pricing into the monthly subscription math before you start. What TPT genuinely leads on is the payout side: no daily loss limit, no funded consistency rule, and day-one/daily withdrawals are a real structural edge, not just marketing.
Who Take Profit Trader suits — and who should look elsewhere
Good fit: US futures traders who prize withdrawal freedom — fast, frequent, uncapped payouts with no daily loss limit or funded consistency rule — and who are comfortable trading a simulated funded account. Poor fit: traders who need a live account without waiting for an invitation; anyone who trades overnight or holds through major news; and traders who won’t watch the intraday drawdown mechanic on the PRO account, which is stricter than the end-of-day version they passed the Test under.
Quick answers
Does Take Profit Trader accept US traders? Yes. It is a US-friendly futures firm and pays US traders by automated Plaid transfer to a bank account in their own name.
Is the Take Profit Trader funded account live or simulated? The PRO funded account is simulated, at an 80/20 split. A live 90/10 account (PRO+) exists but is invitation-only, granted at TPT’s sole discretion.
What is the buffer zone? On a PRO account you must reach a balance equal to your account size plus your max drawdown before withdrawing at 80% — e.g. $52,000 on a $50,000 account. The live PRO+ account has no buffer.
Does Take Profit Trader have a daily loss limit or consistency rule? No daily loss limit on any account. The 50% consistency rule applies only to the Test and does not fail you — it raises your target instead. Funded accounts have no consistency rule.
How much does Take Profit Trader cost? The Test is a monthly subscription: $150 (25K), $170 (50K), $245 (75K), $330 (100K) and $360 (150K), plus a one-time $130 PRO activation fee that promo codes routinely waive. Discount codes of 40–50% off for life rotate frequently.