Last verified: August 26, 2026. MyFundedFutures (MFFU) is a futures prop firm that sells one-time-purchase evaluation plans (it discontinued monthly subscriptions — its own wording is “No more subscriptions. One-time purchases are here.”) — Rapid, Pro, Builder and the new Rapid EOD (Flex is now listed under its Legacy Plans), plus the new Studio #001 / #002 / #003 accounts — across account sizes from $5K to $150K. There are no separate activation fees: you pay a one-time price, pass a profit target under a drawdown rule, and move to a “funded” account. That funded account is a simulated environment; MFFU states funded traders may receive an “invitation to access live capital trading through one of our affiliated companies” (Blue Row Capital) entirely at the firm’s discretion. Everything below is drawn only from MFFU’s own checkout and help-center documentation.
Update (6 August 2026): MyFundedFutures launched a new Rapid EOD plan — end-of-day trailing drawdown in the funded phase (standard Rapid switches to intraday), 30% consistency, daily payouts, 90/10 split; current code CLUB — 50% off the first four uses, then 40% off unlimited. The older CLUB, EOD and BUILDER codes are no longer listed.
MFFU is one of four firms we track that publish their own pass rate — and it is sobering. Its disclaimer page now says 19.97% of all evaluation participants completed the required objectives, without naming the period (firm-reported, unaudited; checked 2 October 2026). An earlier footer disclosure, removed by August 2026, said 20.35% of all evaluation accounts passed between January 1, 2024 and July 1, 2025. Topstep, Tradeify and Take Profit Trader publish figures too (see our pass-rate registry). Either way, roughly four in five evaluation attempts do not pass. Each failed attempt means buying a new evaluation.
Who it suits: active intraday futures traders who want fast, frequent payouts and don’t rely on trading high-impact news. The standout is the Rapid plan — a 90/10 split with daily payouts ($500 minimum, eligible 24 hours after your first trade). The biggest catch is buried in Rapid’s rules: the drawdown changes type between phases. It is end-of-day (EOD) trailing during the evaluation, then switches to intraday trailing once you are funded — a trap almost no review flags. Rapid funded accounts also ban news trading outright.
40% off any plan with code CLUB; new customers get 50% off their first eval.
Start with MyFundedFutures →Plans at a glance
Prices below are the one-time prices shown on MFFU’s site in a browser check on 1 October 2026 (regular → with code CLUB, 40% off any plan; MFFU also says “New to MFFU? Get 50% off your first eval.”). Rapid EOD: 25K $145→$87 (1 October); 50K $225→$135 (homepage card, 7 October 2026, “Based on current promotions”). On 7 October the homepage cards still showed Rapid 50K $209→$125, Builder 50K $153→$92 and Pro 50K $265→$159. Flex was not re-checked. Flex shows no promo. Homepage card prices are rounded; checkout is canonical.
| Plan | Sizes & one-time price (regular → CLUB) | Funded split | Payout cadence & minimum | Funded drawdown | News (funded) |
|---|---|---|---|---|---|
| Rapid | 25K $145→$87 · 50K $209→$125 · 100K $356→$214 · 150K $463→$278 | 90/10 | Daily, $500 min (24h after first trade) | Intraday trailing | Not allowed |
| Pro | 50K $265→$159 · 100K $401→$241 · 150K $557→$334 | 80/20 | Every 14 days, $1,000 min | EOD trailing → static (+$100) after first payout | Not allowed |
| Builder | 25K $105→$63 · 50K $153→$92 · 100K $282→$169 · 150K $398→$239 | 80/20 | Every 48h, $250 min (25K) / $500 min (50K) | EOD trailing | Permitted |
| Flex (listed under Legacy Plans) | 25K $95 · 50K $153 (July 2026; not re-checked) | 80/20 | Winning-days model, $250 min (25K) / $500 min (50K) | EOD trailing → resets to $100 after first payout | Permitted |
| Studio #001 / #002 / #003 (new) | 5K $75 · 10K $140 · 20K $280 (one-time; CLUB does not apply) | 80/20 | $100 min (#003) / $250 min (#001, #002) | Static loss limit: $250 (5K) / $500 (10K) / $1,000 (20K); no daily loss limit | Not covered here |
Evaluation objectives are consistent across sizes. The 50K profit target is $3,000 on every plan; 25K is $1,500, 100K is $6,000, 150K is $9,000. Evaluation max drawdown (EOD trailing) is $1,000 at 25K, $2,000 at 50K, $3,000 at 100K, and $4,500 at 150K. Minimum trading days: 2 for Rapid, Pro, and Flex; 1 for Builder. A 50% consistency rule applies in the evaluation on Rapid, Pro, and Flex (violating it means trading more days, not a breach); Builder has no consistency rule in evaluation. Flex is now listed under MyFundedFutures’ “Legacy Plans” help collection rather than among its current plans; we haven’t confirmed whether it has been discontinued.
Studio #001 / #002 (new): MyFundedFutures’ help guide (checked 21 October 2026) lists a 10K account for a one-time $140 and a 20K account for a one-time $280, with a static loss limit of $500 and $1,000 respectively, micro contracts only and an 80/20 split. There is no daily loss limit, no consistency rule and no minimum trading days. The CLUB code is not allowed on Studio accounts. Studio #003 (added; seen 14 October 2026 in the plans data on MyFundedFutures’ Studio page) is a $5K account for a one-time $75, with a $500 profit target, a $250 static max loss and up to 5 micro contracts (no minis). The guide now publishes #003’s terms: a $2,500 daily profit cap in Sim Funded, an 80/20 split (90/10 in Live), a $100 minimum payout (#001 and #002: $250), and Live eligibility after 5 approved payouts or $5,000 total requested on #001 and #003 plans.
What passing actually costs (worked example)
Take MFFU’s own 20.35% disclosed pass rate (a figure it has since removed from its site) at face value. If roughly one in five evaluation accounts clears the objectives, the average trader who eventually passes burns through about five accounts’ worth of attempts (1 ÷ 0.2035 ≈ 4.9). Each failed attempt is a fresh one-time purchase. On a 50K Rapid at the $209 regular price, roughly five attempts implies about $1,045 spent before reaching a funded account; at the $125 CLUB price it is about $625. This is an expected-value illustration from the firm’s aggregate rate, not a guarantee about any individual trader — but it reframes “$125 to get funded” into something closer to a multi-month campaign.
The upside case — Rapid daily payouts. Once funded on a 50K Rapid account, you must first clear a $2,100 profit buffer. After that you can request payouts of $500 or more, daily (up to $10K profit per day per checkout perks), and keep 90%. A $500 payout request nets you $450. Most payouts are approved instantly; manual review runs 6–12 business hours on weekdays, paid via Riseworks (bank transfer or crypto). KYC is required before any payout. That daily cadence at a 90/10 split is the single best reason to choose MFFU over slower-paying competitors — provided you can live without news trading on the funded side.
How the drawdown works (and where it switches)
This is the detail that catches Rapid traders off guard. During the evaluation, Rapid uses an EOD trailing drawdown: your minimum account balance rises $1 for every $1 of profit, but the trail only updates on your end-of-day balance. Intraday equity spikes you later give back do not tighten your buffer that day.
Once you are funded, Rapid switches to intraday trailing: the max-loss level now trails your equity high-water mark during the day and includes both realized and unrealized gains. An unrealized profit spike you fail to lock in can pull your breach level up and stop you out on the give-back — behavior that never happened during your evaluation. The trailing threshold locks at $100 above your starting balance and stops trailing from there. The distance stays the same in dollars (e.g., $2,000 on 50K), but its mechanics change, so a strategy that comfortably passed the eval can breach a funded account. Pro and Flex, by contrast, stay EOD-trailing on the funded side; Pro’s max-loss becomes static at start + $100 after your first payout, and Flex resets to $100 after the first payout.
Funded payouts and the live-capital path
Payout terms differ sharply by plan. Rapid: 90/10, daily, $500 minimum, $2,100 buffer on 50K. Pro: 80/20, every 14 calendar days, $1,000 minimum, with a $100,000 total cap per user. On the redesigned Pro plan you must clear the buffer ($2,100, $3,100 or $4,600 on 50K, 100K and 150K) before your first payout. The older rule that let you take up to 60% of profits before clearing the buffer now applies only to Legacy Pro accounts. On the redesigned Pro plan a live account starts at a $0 balance with an end-of-day trailing max loss of $2,000, $3,000 or $4,500 (50K, 100K, 150K). MyFundedFutures holds your sim-funded profit as a Reserve. If the live account goes negative, the Reserve covers it. If you reach 20 profitable live days and $10,000, $20,000 or $30,000 in live payouts, the rest of the Reserve is paid to you as a bonus. Reaching $20,000 in profit triggers a review for live, not a guaranteed move, and profits above the $100,000 payout cap are forfeited. Accounts bought on the old Pro products keep the old rules. Prices are unchanged: $265, $401 and $557 before promotions (redesigned Pro plan help article, updated 14 October 2026, and Legacy Pro article, updated 20 October 2026; both checked 21 October 2026). Builder: 80/20, every 48 hours, capped at $1,000 per cycle (25K) or $2,000 per cycle (50K), with a maximum of 5 simulated payouts. Flex: 80/20 on a winning-days model — five days of $100+ (25K) or $150+ (50K) — same $1,000/$2,000 per-request caps and 5-payout ceiling.
The funded stage is simulated throughout. The path to actual live capital runs through Blue Row Capital, an affiliated broker, and is offered at MFFU’s sole discretion. Triggers vary: Pro transitions after 3 consecutive payouts (or exceeding the $100K cap), with live funding of $2,000–$5,000 (50K), $3,000–$7,500 (100K), or $4,500–$10,000 (150K). Builder transitions after the 5th simulated payout (80/20, daily, 21-day breach cooldown). Rapid has its own “Rapid Live” route: automatic qualification on $10,000 net profit in a single session (excess above $10K forfeited) or risk-team approval, with up to $5,000 in reserve allocated from sim profits on transition. Live traders pay CME Professional data fees, commissions, and platform license costs, deducted from the live balance.
Who MFFU suits, and who should look elsewhere
Good fit: intraday futures traders who value speed of payout above all, don’t build their edge around scheduled news, and are comfortable with a simulated funded environment. Rapid’s daily 90/10 payouts are genuinely fast, and MFFU accepts US traders (filing 1099s), supports Tradovate, NinjaTrader, TradingView, Quantower and more, and imposes no daily loss limit on most plans.
Look elsewhere if: you trade high-impact news for a living (T1 news — FOMC, employment, CPI — is prohibited on funded Rapid and Pro, with no positions or orders 2 minutes before or after releases); you want real live capital from day one (funded is simulated, and live access is discretionary via Blue Row Capital); or you can’t adapt to Rapid’s eval-to-funded drawdown switch. Note also that hedging is prohibited entirely, HFT is not allowed, and copy trading is permitted only across your own accounts. Roughly 80 countries are restricted (including China, Turkey, Russia, the Philippines, and UAE).
The distinctive details: a published pass rate and a shape-shifting drawdown
MFFU’s 20.35% disclosed pass rate (Jan 2024–Jul 2025) (since replaced by an undated 19.97%) is one of a handful of firm-published pass rates in this industry (Topstep, Tradeify and Take Profit Trader publish one too), and it deserves weight because it is the firm’s own number in a legal disclosure — not a marketing claim or a third-party estimate. It tells you two things: MFFU is unusually transparent, and the evaluation is genuinely hard. Budget for multiple attempts.
Every MFFU figure, old and new, is logged with exact wording and archived copies in our prop firm pass-rate registry (updated 2 October 2026).
The drawdown-type switch on Rapid is the second distinctive item. Because the eval is EOD-trailing and the funded account is intraday-trailing, the challenge you passed does not model the account you’ll actually trade. Traders who scalp with large unrealized swings are most exposed. Verify the current mechanics against MFFU’s help center before funding, and size your first funded sessions conservatively until the intraday trail’s behavior is familiar.
Unconfirmed / conflicting items to watch: MFFU states no official time limit on evaluations (the subscription continues while paid), which we mark unverified. Official statements conflict on Builder account limits — the 50K guide says 1 Builder per user, while the plans page says 2 active for 25K. Flex’s maximum payout also conflicts between an older article ($3,000/$5,000) and current guides ($1,000/$2,000); we use the current-guide figures above.
Official sources: MFFU checkout, Rapid plan help, payout policy, and news-trading policy.
Is MyFundedFutures legit? What we verified — and what we didn’t
MyFundedFutures is a real, operating prop firm, and the terms it advertises matched its own official documentation when we last checked (6 August 2026). But “is MyFundedFutures legit” usually bundles two different questions: does the firm operate as advertised, and does it actually pay? The first is verifiable from primary sources, and we verify it on a fixed cadence. The second cannot be promised by any comparison site — including this one. Here is exactly where that line sits.
What we verified ourselves
- It is one of four firms we track that publish their own pass rate. A footer legal disclosure stated 20.35% of evaluation accounts passed between January 2024 and July 2025. That disclosure has since been removed from its site (confirmed absent on 14 August 2026), and we now cite it as a dated historical figure. Its disclaimer page now shows 19.97% of evaluation participants, with no period stated (checked 2 October 2026).
- It files 1099 tax forms for US traders — a concrete, checkable sign of a firm operating openly in the US rather than around it.
- Its payout mechanics are documented: a 90% split with payouts available as frequently as every 48 hours on eligible plans.
- Its current plan lineup (Rapid, Pro, Builder, Flex) matched its own checkout at our last full price verification on 6 August 2026.
What we have not verified
The gaps matter as much as the figures, so we list them:
- We have not personally taken a payout from MyFundedFutures.
- Its checkout prices load client-side and were not re-verified in our 14 August pass, so this page’s pricing carries a 6 August verification date rather than a newer one. We would rather show an older honest date than a fresh inaccurate one.
- We cannot verify why the pass-rate disclosure was removed from its site, and we do not speculate.
How to check MyFundedFutures’s reputation yourself
Our data tells you what MyFundedFutures promises. Trader reports tell you how those promises land in practice — so read both, and read the reports properly:
- Sort by recent, not by rating. Prop-firm terms change fast; a glowing review of a rule set that no longer exists tells you nothing about today.
- Read specific complaints, not the star average. A report naming an account size, a date and a payout amount carries far more information than a one-line rating — in either direction.
- Weight payout-delay reports heaviest. Delays and denials at withdrawal time are the failure mode that actually costs traders money.
- Discount both extremes. Prop firms run incentives for positive reviews, and affiliates of competing firms amplify negative ones. The specific, boring, mid-range reports are usually the honest ones.
- Useful places to look: Trustpilot for volume, and trading communities on Reddit and Discord for detail. We deliberately do not aggregate those into a score of our own — that would just be a number we cannot verify.
Quick answers
Is MyFundedFutures legitimate?
MyFundedFutures is a legitimate, operating futures prop firm by the checks available to us: it files 1099 tax forms for US traders, it publishes its plan rules and payout policy in its own help center, and it is one of four firms we track that publish their own evaluation pass rate, alongside Topstep, Tradeify and Take Profit Trader (now 19.97% with no period stated; an earlier 20.35% for January 2024–July 2025 was removed from its site). What legitimate does not mean: we have not tested a payout ourselves, and its checkout prices load client-side, so this page carries a 6 August 2026 price-verification date rather than a newer one.
How risky is futures trading with a prop firm?
Futures trading is high-risk, and prop-firm evaluations add a second layer of risk on top of it. Two things are worth separating. Your financial risk in an evaluation is normally capped at what you pay — the evaluation fee, any activation fee, and any resets — because you are trading a simulated account, not your own capital. Your practical risk is that most traders do not pass: MyFundedFutures itself reports a 19.97% pass rate (and disclosed 20.35% for January 2024 to July 2025 before that), meaning roughly four in five evaluation accounts did not clear the objectives. Budget for the cost of failing, not just the sticker price of one attempt — our true-cost calculator does that math.
What payout methods does MyFundedFutures use?
MyFundedFutures documents payouts through Riseworks (RISE), with bank transfer or crypto as the underlying rails, and requires KYC before your first payout. Its own policy states most payouts are approved instantly, with manual review taking up to 6–12 business hours on weekdays.
Does MyFundedFutures run competitions?
MyFundedFutures has run promotional competitions and giveaways alongside its normal plans. We deliberately do not publish competition terms: they change month to month, and this site only publishes figures we have verified against official documentation on a fixed cadence. Check MyFundedFutures’ own site or Discord for whatever is running right now, and treat any competition as promotional rather than as part of the funding programme you are buying.
Is MyFundedFutures legit?
MyFundedFutures is a real, operating prop firm: MyFundedFutures files 1099 tax forms for US traders and is one of four firms we track that publish their own evaluation pass rate (Topstep, Tradeify and Take Profit Trader are the others) — now 19.97% with no period stated, after an earlier 20.35% figure was removed from its site. We have not tested a payout ourselves, and our profile states plainly which figures we could not verify.
Does MyFundedFutures really pay?
MyFundedFutures documents a 90% split with payouts as frequent as every 48 hours on eligible plans, and it files 1099s for US traders. We re-verified its published terms against its own documentation; we have not tested a withdrawal ourselves.
Is MyFundedFutures available to traders in the USA?
Yes. MyFundedFutures accepts US traders, and it files 1099 tax forms for them — a more meaningful transparency signal than any marketing claim.
What is MyFundedFutures’ pass rate?
MFFU’s disclaimer page now says 19.97% of all evaluation participants completed the required objectives and advanced beyond the evaluation stage “during the applicable measurement period”, without naming the period (checked 2 October 2026; firm-reported, unaudited). An earlier footer disclosure, no longer shown as of August 2026, said 20.35% of all evaluation accounts completed the objectives between January 1, 2024 and July 1, 2025. Topstep, Tradeify and Take Profit Trader also publish pass rates; see our pass-rate registry. Either figure implies roughly four in five evaluation attempts do not pass.
Does the MyFundedFutures Rapid drawdown change after funding?
Yes. Rapid uses an EOD (end-of-day) trailing drawdown during the evaluation but switches to an intraday trailing drawdown once funded, tracking your equity high-water mark during the day including unrealized gains. The threshold locks $100 above your starting balance. The dollar distance is unchanged, but the mechanics differ, so a strategy that passes the eval can still breach a funded account.
How fast can I get paid on MyFundedFutures?
It depends on the plan. Rapid pays daily at a 90/10 split ($500 minimum, eligible 24 hours after your first trade). Pro pays every 14 days ($1,000 minimum) and Builder every 48 hours. Most payouts are approved instantly, with manual review taking up to 6–12 business hours on weekdays, paid via Riseworks by bank transfer or crypto. KYC is required first.
Is a MyFundedFutures funded account real money?
No. MFFU states its funded stage operates exclusively in a simulated trading environment. Traders may receive an invitation to access live capital through an affiliated company (Blue Row Capital) at the firm’s sole discretion, with triggers and funding amounts that vary by plan.
Can I trade news on MyFundedFutures?
T1 news (FOMC, employment, CPI, plus EIA and agricultural reports) is permitted during the evaluation and on funded Flex and Builder accounts. It is prohibited on funded Rapid and Pro accounts — no positions or orders 2 minutes before or after releases. Straddle news-burst strategies are banned on every plan.
Full payout detail: buffer figures by size, per-plan minimums and caps, the redesigned Pro plan’s buffer and Reserve rules, the 60%-inside-buffer rule that now applies only to Legacy Pro, and the sim-to-live triggers are on our MyFundedFutures payout rules page.