Tradeify: Rules, Pricing & Payout Terms (Verified)

Last verified: August 26, 2026. Tradeify is a US-based futures prop firm offering three routes to a funded account: a Growth evaluation, a Select evaluation, and Lightning instant funding (no evaluation). What sets it apart from most Combine-style competitors is the commercial model: since “Tradeify 3.0,” every plan is a one-time purchase with no subscriptions and no activation fees — the firm’s own wording is that “the purchase price covers everything.” Payouts run on a 90/10 split from the very first payout, and drawdown is end-of-day (EOD) trailing but enforced in real time. This page verifies every figure against tradeify.co and its official help center.

Account types at a glance (one-time prices, verified July 15)

Full one-time pricing (all sizes)

These are one-time prices — Lightning accounts have no resets, so a failed Lightning account means a new purchase. A permanent 5-account bundle gives 5% off (Growth/Select 25K & 50K only) and stacks with promotions. As of the verification date a homepage promo code AUG applied 40% off for the first 5 uses, then 30%, ending August 31 at 11:59 PM EST. All sales are final. (An affiliate code “DASH” also circulates, but its terms are not published in the page source and are treated here as unconfirmed.)

Worked example: the cost model and the Select payout fork

One-time vs. subscription. A Select 50K costs $165 once. Because there is no monthly subscription and no activation fee, that $165 is the total cost to reach a funded, 90/10 account (assuming you pass first try). On a subscription-style rival, you would instead pay a monthly fee for every month the evaluation stays open, then a separate one-time activation fee to convert to funded — so a two-month evaluation costs two months of subscription plus activation on top. Tradeify removes both of those recurring charges: the purchase price covers everything, and there is no clock running against you (evaluations have no time limit).

Select Flex vs. Select Daily (50K). After you pass a Select evaluation you make a permanent choice between two funded payout policies:

• Flex — $2,000 drawdown, no daily loss limit, no consistency rule. You can withdraw every 5 winning days, up to 50% of profits, with a per-payout cap of $3,000 at 50K. Patient cadence, larger cheques.
• Daily — $2,000 drawdown, a $1,000 daily loss limit, no consistency rule. You are eligible daily (24-hour guarantee), must leave a $2,100 buffer, can take up to 2× profit since your last payout, but the per-cycle cap is only $1,000 at 50K.

The trade-off is speed versus size: Daily gets money out fastest but caps each cycle at $1,000, while Flex triples that cap to $3,000 at the cost of a 5-winning-day wait and a tighter loss leash removed (Flex has no DLL). Because the choice is irreversible, it should match your withdrawal temperament before you pass.

How the drawdown works

All account types use an EOD trailing max drawdown. The limit only recalculates at the end of each trading day — but it is enforced in real time: “if your balance hits the drawdown limit during trading, your account fails immediately.” It is a hard breach, not a soft pause. At 50K the drawdown is $2,000 across Growth, Select and Lightning evaluations (Growth widens to $3,500 at 100K and $5,000 at 150K; Select is tighter at $3,000 and $4,500).

On funded accounts the trailing stops once you are safely in profit: the drawdown locks once an EOD balance exceeds your start by (drawdown + $100), and the floor fixes at start + $100 — e.g. $50,100 on a 50K. Note one official inconsistency the firm has not reconciled: its own FAQ lists the 25K Flex lock trigger as $26,600 in one table and $26,100 in another. Treat the exact 25K trigger as unconfirmed until Tradeify aligns the two tables; the $50,100 floor logic on 50K is the clearer worked case.

Separately, the daily loss limit is a soft breach: it pauses your trading day and resumes after 6 PM ET rather than failing you. The firm explicitly warns “NEVER use the DLL as a stop loss.” Once an account reaches roughly 6% profit, the DLL either increases to the drawdown amount (purchases after Sep 12, 2025) or is removed entirely (earlier purchases).

Funded phase and payouts by account type

Shared rules across all funded accounts: 90/10 split from the first payout, up to 5 funded accounts, up to 5 activations per day, processing in 24–48 hours (72 hours off-hours) via Rise (instant) or Plane. You must be net-positive across a cycle to qualify for the next payout.

• Growth funded — 35% consistency on all payouts, plus 5 profitable days above $100 / $150 / $200 / $250 (by size), resetting each payout. Minimum balance to withdraw is $26,500 / $53,000 / $104,500 / $156,500; minimum payout $250 / $500 / $1,000 / $1,500. First-payout caps are $1,000 / $1,500 / $2,000 / $2,500, rising to $1,000 / $3,000 / $4,000 / $5,000 from the fourth payout.
• Select Flex — no DLL, no consistency; payout every 5 winning days, up to 50% of profits, caps $1,250 / $3,000 / $4,000 / $5,000; no minimum balance. Contracts scale from 1/2/3/3 minis to 2/4/8/12.
• Select Daily — daily eligibility with a 24-hour guarantee; a buffer of $1,100 / $2,100 / $2,600 / $3,600 must remain; up to 2× profit since last payout, caps $600 / $1,000 / $1,500 / $2,500 per cycle; $250 minimum. Carries a DLL of $500 / $1,000 / $1,250 / $1,750.
• Lightning funded — progressive consistency of 20% (1st payout), 25% (2nd), 30% (3rd+) for purchases after Sep 12, 2025 (flat 20% earlier). Profit goals gate withdrawals: $1,500 / $3,000 / $6,000 / $9,000 for the first payout, then $1,000 / $2,000 / $3,500 / $4,500 (goal resets each payout; leftover does not carry). Minimum payout $1,000.

The Path to Live (“Elite”) comes after either 3 payouts on one account or 10 total, subject to a holistic review. Live accounts move to an 80/20 split with reward pools of $2,000–$12,000 by size.

Two unconfirmed figures worth flagging: the Growth funded 150K daily loss limit appears as $3,000 in the DLL article but $3,750 in the Essential Rules Overview, and the Lightning 150K lock-trigger table has not been updated after the March 2026 drawdown change (its $156,100 figure implies a legacy $6,000 drawdown, versus $5,250 post-March 31). Verify both directly with support before sizing to the edge.

Who Tradeify suits, and who should look elsewhere

Good fit: intraday traders who hate recurring fees and want cost certainty; anyone who values a 90/10 split from payout one; traders who hold positions for meaningful time (seconds-to-minutes and up) and want genuinely unrestricted news trading. US traders are fully supported.

Poor fit: pure microscalpers — the >10-second rule (more than half your trades and more than half your profits from trades held over 10 seconds) will block activation and payouts. Also poor for anyone who needs to hold overnight: positions are auto-flattened by 4:45 PM ET daily (12:59 PM on early-close days). Hedging and simultaneous micros-plus-minis are banned, HFT and bots are banned (owned, provable algos are allowed), and you must place at least one trade per week. Note geographic limits: 57 countries are fully restricted, and 27 more (including Canada with an Ontario note, China/HK under AML review, the Philippines, South Africa, South Korea and the UAE) can earn sim-funded payouts at 90/10 but cannot access Elite Live.

Distinctive deep-dive

The one-time / no-activation-fee model. Under Tradeify 3.0 the firm eliminated subscriptions entirely. There is no monthly fee, no data or platform fee (the price is identical across Tradovate, Rithmic and WealthCharts brokers), and no activation fee to convert an evaluation into a funded account. Non-Professional market data is free with a signed agreement; only professional data runs up to $300/month. Round-turn commissions are modest — for example $5.76 on ES/NQ and $1.82 on MES/MNQ. The firm advertises “over $250 million in verified payouts.”

The Select permanent payout fork. Select is the only account where you make an irreversible policy choice after passing — Flex (5-day cadence, bigger caps, no DLL) or Daily (daily access, smaller caps, a DLL and a required buffer). Because it cannot be changed, decide based on whether you prioritise frequent small withdrawals or larger, less frequent ones before you clear the evaluation.

The microscalping rule. This is the rule most likely to trip up new funded traders. It is not a ban on fast trading per se — it is a threshold test: over half of your trade count and over half of your realised profit must come from trades held longer than 10 seconds. Fail either half and activation or payout is withheld. If your edge lives inside a 10-second window, Tradeify is structurally the wrong firm.

Is Tradeify legit? What we verified — and what we didn’t

Tradeify is a real, operating prop firm, and the terms it advertises matched its own official documentation when we last checked (14 August 2026). But “is Tradeify legit” usually bundles two different questions: does the firm operate as advertised, and does it actually pay? The first is verifiable from primary sources, and we verify it on a fixed cadence. The second cannot be promised by any comparison site — including this one. Here is exactly where that line sits.

What we verified ourselves

• Its current promotion and pricing matched its own live checkout data on 14 August 2026 (code AUG, 40% off; Growth, Select and Lightning 50K prices).
• Its payout terms are documented: a 90% profit split, with a $1,000 minimum payout on Lightning Funded accounts.
• Its account structure is documented: one-time pricing with no activation fee, and EOD trailing drawdown.

What we have not verified

The gaps matter as much as the figures, so we list them:

• We have not personally taken a payout from Tradeify.
• Tradeify’s help center blocked every automated request we made on 14 August 2026, so we could confirm pricing and the promo code from its homepage checkout data but could not cross-check the payout help articles.
• We could not confirm from any Tradeify source that the AUG code ends on 31 August — treat that end date as provisional and check at checkout.

How to check Tradeify’s reputation yourself

Our data tells you what Tradeify promises. Trader reports tell you how those promises land in practice — so read both, and read the reports properly:

• Sort by recent, not by rating. Prop-firm terms change fast; a glowing review of a rule set that no longer exists tells you nothing about today.
• Read specific complaints, not the star average. A report naming an account size, a date and a payout amount carries far more information than a one-line rating — in either direction.
• Weight payout-delay reports heaviest. Delays and denials at withdrawal time are the failure mode that actually costs traders money.
• Discount both extremes. Prop firms run incentives for positive reviews, and affiliates of competing firms amplify negative ones. The specific, boring, mid-range reports are usually the honest ones.
• Useful places to look: Trustpilot for volume, and trading communities on Reddit and Discord for detail. We deliberately do not aggregate those into a score of our own — that would just be a number we cannot verify.

Quick answers

Is Tradeify legit?

Tradeify is a real, operating prop firm: Tradeify publishes one-time pricing with no activation fee and a 90% split, and its live checkout data matched our figures on 14 August 2026. We have not tested a payout ourselves, and our profile states plainly which figures we could not verify.

Does Tradeify really pay?

Tradeify documents a 90% profit split with a $1,000 minimum payout on Lightning Funded accounts. We verified its pricing and promotion against its own checkout data on 14 August 2026; we have not tested a withdrawal ourselves, and its help center blocked our attempts to cross-check the payout articles.

Is Tradeify available to traders in the USA?

Yes. Tradeify accepts US traders. Note its overnight-holding restriction, which is a trading-rules matter rather than an availability one.

Does Tradeify charge activation or monthly fees?

No. Since Tradeify 3.0, every plan is a one-time purchase with no subscriptions and no activation fees — the official wording is “the purchase price covers everything.” There is no separate charge to convert an evaluation into a funded account, and platform/broker pricing is identical across Tradovate, Rithmic and WealthCharts.

What is Tradeify’s profit split?

90/10 in the trader’s favour on all sim-funded accounts, and it applies from the very first payout — there is no lower initial split. Traders who reach the Elite “Path to Live” stage move to an 80/20 live split with reward pools of $2,000–$12,000 by account size.

How does Tradeify’s drawdown work?

It is an end-of-day trailing max drawdown that only recalculates at day’s end but is enforced in real time — hit the limit intraday and the account fails immediately. On funded accounts the drawdown locks once an EOD balance exceeds start by the drawdown plus $100, fixing the floor at start + $100 (for example $50,100 on a 50K account).

Can I hold overnight or scalp on Tradeify?

No overnight holding — positions are auto-flattened by 4:45 PM ET daily (12:59 PM on early-close days). Microscalping is restricted: more than 50% of your trades and more than 50% of your profits must come from trades held longer than 10 seconds, or you cannot activate or receive payouts. News trading, however, is explicitly unrestricted.

Does Tradeify accept US traders?

Yes, US traders are fully supported. Separately, 57 countries are fully restricted, and 27 more can earn sim-funded payouts at 90/10 but cannot access the Elite Live program.

Official sources: Pricing reference · Growth evaluation · Select evaluation · Trailing drawdown · Daily loss limit · Select Flex/Daily payouts · Lightning payouts · Essential rules · News trading

Full detail: every payout figure by account type — minimum balances, per-request caps, buffers and consistency rules — is on our Tradeify payout rules page.