Prop Firm Rule Change Index: How Often Firms Change the Rules After You’ve Paid

Last updated: 2 October 2026 How often do prop firms change the rules after you’ve paid? We counted every dated, documented change we could prove at the 10 firms we track since January 2023. Each one comes with the firm’s exact wording, before and after, and a link to an archived copy of the page or to our own changelog. Promo-code churn is counted separately, because it’s a different kind of change. Our Pass-Rate & Disclosure Registry tracks the other thing firms quietly change: the numbers they publish.

The short version

Changes per firm

“Documented” means a dated change with the firm’s exact wording. “Archive” means we found it in Wayback Machine captures of the firm’s own pages. “Our log” means it’s in our dated changelog but not yet in an archive. The last 12 months run from 2 October 2025 to 1 October 2026.

Firm	Documented changes since 2023	Last 12 months	By category	Most recent change	Archive captures checked
Apex Trader Funding	11 (7 archive, 4 our log)	6	payout rules 4, consistency 2, product discontinued 2, other trading rules 1, activation fee 1, price 1	6 Aug 2026: 25K evaluation price cut $199 → $167	77
Topstep	10 (10 archive, 0 our log)	5	payout rules 6, price 3, consistency 1	14 Sep 2026: Trading Combine consistency target raised from 50% to 55%, and the hidden buffer removed	193
Goat Funded Trader	4 (2 archive, 2 our log)	4	product discontinued 1, other trading rules 1, drawdown 1, payout rules 1	4 Aug 2026: First on-demand reward now requires at least 3% profit on the account	76
Take Profit Trader	4 (1 archive, 3 our log)	4	other trading rules 2, payout rules 1, price 1	26 Aug 2026: Commissions: futures $5.00 → $4.50 per round trip, micros $0.50 → $1.50	82
FundingPips	3 (0 archive, 3 our log)	3	product discontinued 2, availability 1	6 Aug 2026: US traders accepted again, Match-Trader platform only (reverses July US block)	35
MyFundedFutures	2 (1 archive, 1 our log)	1	drawdown 1, price 1	26 Aug 2026: Monthly subscriptions ended; one-time purchases with $0 activation fee	134
FundedNext	1 (0 archive, 1 our log)	1	product discontinued 1	26 Aug 2026: Futures Rapid split into Rapid Pro and Rapid Daily	60
The5ers	1 (1 archive, 0 our log)	0	other trading rules 1	11 Oct 2023: Inactivity limit on evaluation accounts extended from 10 to 14 calendar days	80
Tradeify	1 (1 archive, 0 our log)	1	price 1	4 Aug 2026: Select 50K evaluation reset fee raised from $99 to $109	34
FTMO	0 (0 archive, 0 our log)	0	—	None detected	73

Zero means none detected, not none made. FTMO’s trading-objectives page is only archived from December 2025 and its prices load in the browser, so archives can’t see them. The5ers’ archived High Stakes page alternates between two templates, which makes many captures hard to compare. FundedNext, FundingPips and Tradeify have little archived help-center history. Apex and FundingPips block automated checks, so their live pages had to be read by hand.

By category

Category	Changes
Payout rules / split	12
Price / fees	7
Product discontinued / restructured	6
Other trading rules	5
Consistency	3
Drawdown / loss limit	2
Activation fee / refund	1
Availability / US status	1

Timeline, with receipts

Newest first. The date is the firm’s own effective date where it gives one. Otherwise it’s the date of the first archive capture (UTC) or our changelog entry that shows the change, so the change happened on or before that date. “Before” and “after” link to the archived page. Each quote is copied exactly as it appears.

• 14 Sep 2026 (first seen in archive) · Topstep · Consistency: Trading Combine consistency target raised from 50% to 55%, and the hidden buffer removed
  Before: “Trading Combine — Consistency Target (50%)” (archived 2026-09-07). After: “Trading Combine — Consistency Target (55%) […] There is no buffer. 55% is the hard limit. The old buffer was quiet padding on top of a 50% target.” (archived 2026-09-14).
• 26 Aug 2026 (date of our log) · FundedNext · Product discontinued / restructured: Futures Rapid split into Rapid Pro and Rapid Daily
  Our log: “The product split into Rapid Pro and Rapid Daily” (changelog, 26 Aug 2026). No archive copy of the firm page yet.
• 26 Aug 2026 (date of our log) · MyFundedFutures · Price / fees: Monthly subscriptions ended; one-time purchases with $0 activation fee
  Our log: “MyFundedFutures has ended monthly subscriptions.” (changelog, 26 Aug 2026). No archive copy of the firm page yet.
• 26 Aug 2026 (date of our log) · Take Profit Trader · Price / fees: Commissions: futures $5.00 → $4.50 per round trip, micros $0.50 → $1.50
  Our log: “Futures went from $5.00 to $4.50 per round trip, but micros went from $0.50 to $1.50” (changelog, 26 Aug 2026). No archive copy of the firm page yet.
• 17 Aug 2026 (firm’s date) · Take Profit Trader · Other trading rules: Evaluation minimum cut from 5 trading days to 3 (accounts bought from 17 Aug 2026, per our 26 Aug check)
  Before: “minimum of 5 trading days” (archived 2026-08-01). After: “minimum of 3 trading days.” (archived 2026-08-22).
• 6 Aug 2026 (date of our log) · Apex Trader Funding · Price / fees: 25K evaluation price cut $199 → $167
  Our log: “The 25K evaluation was also cut ($199 → $167)” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 6 Aug 2026 (date of our log) · Apex Trader Funding · Product discontinued / restructured: Legacy Accounts reinstated for a limited time
  Our log: “Legacy Accounts have been reinstated for a limited time after being discontinued” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 6 Aug 2026 (firm’s date, per our log) · FundingPips · Availability / US status: US traders accepted again, Match-Trader platform only (reverses July US block)
  Our log: “FundingPips now accepts US traders again — on the Match-Trader platform only” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 6 Aug 2026 (date of our log) · FundingPips · Product discontinued / restructured: 1-Step model discontinued, replaced by 1-Step Flex
  Our log: “FundingPips discontinued its 1-Step model and replaced it with a new 1-Step Flex” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 6 Aug 2026 (date of our log) · Take Profit Trader · Other trading rules: New 'Sustainable Trading Policy' added
  Our log: “It also added a new “Sustainable Trading Policy.”” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 4 Aug 2026 (first seen in archive) · Goat Funded Trader · Payout rules / split: First on-demand reward now requires at least 3% profit on the account
  Before: wording absent (archived 2026-05-10). After: “To access the first on-demand reward, traders must have a minimum of 3% profit on their account.” (archived 2026-08-04).
• 4 Aug 2026 (first seen in archive) · Tradeify · Price / fees: Select 50K evaluation reset fee raised from $99 to $109
  Before: “['Daily Loss Limit', 'None', { tooltip: '' }], ['Reset Fee', '$99', { tooltip: 'Allowed up to 10 resets per month' }]” (archived 2026-07-18). After: “['Daily Loss Limit', 'None', { tooltip: '' }], ['Reset Fee', '$109', { tooltip: 'Allowed up to 10 resets per month' }]” (archived 2026-08-04). Other Tradeify reset-fee 'increases' in our log ($155→$169, $215→$229/$239, $65→$75) were struck-through sale prices ending, i.e. promo churn, not list-price changes.
• 1 Aug 2026 (firm’s date, per our log) · Goat Funded Trader · Drawdown / loss limit: 1-Step daily drawdown tightened 4% → 3% (accounts from 1 Aug 2026)
  Our log: “the 1-Step daily drawdown tightened 4% → 3% for accounts purchased from 1 August” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 25 Jul 2026 (firm’s date) · Goat Funded Trader · Other trading rules: Funded-stage minimum trading days per payout raised from 3 to 4 on 1-Step, 2-Step Standard, 2-Step GOAT and 3-Step (new accounts from 25/27 July 2026)
  Before: “2 Step Models: 3 Valid Trading Days” (archived 2026-05-10). After: “- 2-Step Standard: 3 days, or 4 days for accounts purchased from 25 July 2026” (archived 2026-08-04).
• 24 Jul 2026 (firm’s date, per our log) · FundingPips · Product discontinued / restructured: 10% profit-target option removed from 2-Step Standard (8% only)
  Our log: “removed the 10% profit-target option from 2-Step Standard (now 8% only, effective 24 July 2026)” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 20 Jul 2026 (firm’s date, per our log) · Take Profit Trader · Payout rules / split: Payouts automated: account-to-wallet step now processes in seconds (was up to 12 business hours)
  Our log: “Take Profit Trader automated its payouts” (changelog, 6 Aug 2026). No archive copy of the firm page yet.
• 13 Jun 2026 (firm’s date, per our log) · Goat Funded Trader · Product discontinued / restructured: 2-Step Pro discontinued for new purchases
  Our log: “Goat Funded Trader 2-Step Pro is discontinued for new purchases as of 13 June 2026.” (changelog, 26 Aug 2026). No archive copy of the firm page yet.
• 28 Apr 2026 (firm’s date) · Topstep · Price / fees: No Activation Fee Trading Combine repriced from 28 April 2026: 50K $109→$95, 100K $159→$149, 150K $209→$229 per month
  Before: “50K: $109/month […] 150K: $209/month” (archived 2026-04-18). After: “Pricing update to No Activation Fee Trading Combines and Resets as of April 28, 2026: […] $50K → $95/mo […] $150K → $229/mo” (archived 2026-05-15).
• 28 Apr 2026 (firm’s date) · Topstep · Payout rules / split: Lower payout caps for new 50K/100K No Activation Fee accounts created after 28 April 2026 ($2,000 Standard / $3,000 Consistency per payout)
  Before: “up to $5000” (archived 2026-03-30). After: “Starting April 28, Topstep is introducing lower pricing on the $50K and $100K No Activation Fee Trading Combine®. […] If the account passes, the updated payout cap of $2,000 per Payout (Standard) or $3,000 per Payout (Consistency) applies to the Express Funded Account” (archived 2026-05-03).
• 15 Mar 2026 (first seen in archive) · Topstep · Payout rules / split: Profit split: 100% of the first $10,000 replaced by a 90/10 split on all payouts (existing traders keep the old terms); processing fee example rises from $20 to $30
  Before: “Traders will receive 100% of the profits from payouts, up to $10,000 […] a $20 processing fee will be deducted from your payout amount” (archived 2025-10-17). After: “All payouts will be subject to a 90/10 profit split: […] Will continue to receive 100% of the first $10,000 in profits, after which payouts will follow the 90/10 profit split, in accordance with the prior policy. […] a $30 processing fee will be deducted, and the applicable 90/10 profit split will be applied.” (archived 2026-03-15).
• 2 Mar 2026 (first seen in archive) · Apex Trader Funding · Activation fee / refund: Renewal-fee refund cut-off on passed evaluations changed from 'more than 1 day' to 'more than 48 hours' before rebilling
  Before: “If the Evaluation Account passed more than 1 day before your rebilling date, you will not be eligible for refunds of the renewal fee” (archived 2026-02-07). After: “If the Evaluation Account passed more than 48 hours before your rebilling date, you will not be eligible for refunds of the renewal fee” (archived 2026-03-02). Minor wording-level change; included because it changes who gets a refund.
• 1 Mar 2026 (firm’s date) · Apex Trader Funding · Product discontinued / restructured: Product line restructured: 'Apex 3.0' accounts relabelled 'Legacy'; new EOD and Intraday trailing-drawdown accounts (per our log: one-time fee, no rebill, no resets)
  Before: “Apex 3.0 Payout and Trading Rules” (archived 2025-08-03). After: “Legacy Accounts Legacy Performance Account PA – Trading Rules” (archived 2026-04-09). Firm date from our 13 Jul 2026 log (https://propdatalab.com/apex-trader-funding-2026-changes/). Archive window 2025-08-03 to 2026-04-09; a 'Legacy PA Payout Parameters' help article was already live on 2026-03-05: https://web.archive.org/web/20260305174811/https://support.apextraderfunding.com/hc/en-us/articles/40507212951451-Legacy-PA-Payout-Parameters
• 1 Mar 2026 (firm’s date, per our log) · Apex Trader Funding · Consistency: 50% consistency rule on new products (replacing the 30% rules)
  Our log: “50% consistency — blocks payout only, doesn't fail the account” (changelog, 13 Jul 2026). No archive copy of the firm page yet.
• 1 Mar 2026 (firm’s date, per our log) · Apex Trader Funding · Payout rules / split: Performance Account closes permanently after 6 payouts; per-payout caps
  Our log: “PA closes permanently after 6 payouts , then a new eval is required” (changelog, 13 Jul 2026). No archive copy of the firm page yet.
• 5 Feb 2026 (firm’s date) · Topstep · Price / fees: No Activation Fee resets introduced at $109/$159/$209 and reset pricing changed for purchases from 5 February 2026
  Before: “50K Reset costs $49” (archived 2025-09-18). After: “50K No Activation Fee Reset costs $109 […] If you purchase a Reset on an existing Trading Combine subscription on or after February 5, 2026, your Reset be charged at the updated pricing outlined above.” (archived 2026-02-06).
• 18 Sep 2025 (first seen in archive) · Topstep · Price / fees: Level 2 market data add-on cut from $39 to $34.25 a month
  Before: “can upgrade from their dashboard for $39 per month.” (archived 2025-05-15). After: “can upgrade from their dashboard for $34.25 per month.” (archived 2025-09-18).
• 5 Sep 2025 (first seen in archive) · MyFundedFutures · Drawdown / loss limit: Max Loss Limit now locks at starting balance + $100 after the first payout (new plan line-up replaced Starter/Expert payout page)
  Before: wording absent (archived 2025-08-04). After: “After your first payout, the Max Loss Limit locks at your starting balance + $100 ($50,100)” (archived 2025-09-05).
• 3 Sep 2025 (firm’s date) · Topstep · New product (not counted): Back2Funded launched: lost Express Funded Accounts can be reactivated up to 2 times
  After: “Starting September 3rd, 2025, if you lose your Express Funded Account due to a rule break, Back2Funded gives you the option to reactivate it up to 2 times.” (archived 2026-02-19).
• 29 Jul 2025 (firm’s date) · Topstep · Payout rules / split: Winning-day threshold for payout eligibility cut from $200 to $150 (new dashboard)
  Before: “A winning trading day is counted when a day’s Net PNL is $200 or more.” (archived 2025-06-16). After: “*As of July 29th, 2025, traders who are on the new dashboard will need to make $150+ for their winning day to count towards eligibility.” (archived 2025-08-02).
• 22 Jul 2025 (firm’s date) · Topstep · Payout rules / split: Express Funded winning days stopped counting toward the 30 days needed for daily payouts
  Before: “30 days across the Express Funded Account and the Live Funded Account), you unlock Daily Payouts” (archived 2025-06-16). After: “Updates to the Payout Policy Effective July 22nd, 2025 […] Winning days from the Express Funded Account do not count toward your 30-day total.” (archived 2025-08-02).
• 5 Jun 2025 (first seen in archive) · Apex Trader Funding · Other trading rules: Performance Accounts limited to half the maximum contracts until the end-of-day balance clears the trailing threshold
  Before: “For a $50,000 account, if you have $4,000 in profit, don't let your open orders' losses exceed $1,200 (30% of $4,000).” (archived 2025-03-30). After: “Once the account's End-of-Day (EOD) balance exceeds the trailing threshold (the initial balance + trailing drawdown + $100), traders can then use their full contract limit starting with the next full trading session.” (archived 2025-06-05).
• 15 Mar 2025 (first seen in archive) · Topstep · Payout rules / split: Traders moved to a Live Funded Account after 5 payouts; 100% balance access limited to Live accounts
  Before: “Eligible to withdraw 100% of account balance” (archived 2025-02-19). After: “After 5 payouts, you will be moved to Live.” (archived 2025-03-15).
• 16 Dec 2024 (first seen in archive) · Topstep · Payout rules / split: Express Funded Account payouts capped at $5,000 per request (previously 50% of balance, no dollar cap stated)
  Before: “Eligible to withdraw 50% of account balance” (archived 2024-10-14). After: “Eligible to withdraw up to $5,000 or 50% of the account balance” (archived 2024-12-16).
• 13 Nov 2024 (first seen in archive) · Apex Trader Funding · Payout rules / split: Trading days required between payouts cut from 10 to 8; payout maximum now applies to the first five payouts instead of the first three months
  Before: “Each ongoing payout request also requires the same minimum of 10 (ten) trading days between payout requests […] MAXIMUM: There is a Maximum withdrawal amount on accounts for the first 3 months of withdrawals” (archived 2023-12-01). After: “Subsequent payout requests also require the same minimum of eight (8) trading days between payout requests […] MAXIMUM: There is a maximum payout amount on accounts for the first five (5) payouts” (archived 2024-11-13).
• 1 Nov 2024 (firm’s date) · Apex Trader Funding · Consistency: New payout rules from 1 November 2024, including a 30% 'windfall' consistency rule at payout
  After: “Eligible traders can request payouts under the new rules starting November 1st, 2024. […] When requesting a payout, no single trading day should account for more than 30% of the total profit balance.” (archived 2025-08-03).
• 18 Nov 2023 (first seen in archive) · Apex Trader Funding · Payout rules / split: Payout approval window widened from the 6th–14th to the 1st–14th of the month
  Before: “Approvals may happen any time between the 6th and 14th of the month” (archived 2023-05-31). After: “Approvals may happen any time between the 1st and 14th of the month” (archived 2023-11-18).
• 11 Oct 2023 (first seen in archive) · The5ers · Other trading rules: Inactivity limit on evaluation accounts extended from 10 to 14 calendar days
  Before: “traders need to be active a minimum of one time every 10 calendar days” (archived 2023-07-02). After: “traders need to be active a minimum of one time every 14 calendar days” (archived 2023-10-11). The archived page alternates between two templates; compared captures use the same template.
• 31 May 2023 (first seen in archive) · Apex Trader Funding · Payout rules / split: Minimum withdrawal cut from $1,000 to $500
  Before: “MINIMUM: The Minimum Withdrawal for any size account is $1,000” (archived 2023-03-24). After: “MINIMUM: The Minimum Withdrawal for any size account is $500” (archived 2023-05-31).

Promo churn, counted separately

Discount codes and sale prices change all the time, and none of these changes your rules. They do change what you pay, which is why a “price rise” is often a sale ending. These items are not in the counts above.

Firm	What changed	Source
Goat Funded Trader	Homepage code (“Code: …”), Mar–Dec 2025: GFT2 → SITEWIDE → SUMMER30 → HOTBOGO → GFTSMASH → BOGO40 → BOGO35. Later BOGO40 → GFT45, per a page-source comment dated 6 September 2026 (our 1 Oct 2026 check).	Archive + our check
Tradeify	Codes JULY → AUG (6 Aug 2026) → GEMS (1 Oct 2026). Reset-fee sale prices ended: a reset fee shown as “$169 $155” (list, then sale) on 4 Aug 2026 read “$169” on 13 Sep 2026.	Archive + our log
FundedNext	Futures 25K “One-Time Fee: $99 Fee: $129 Save $ 30” on 28 Apr 2025, then “Fee: $129” on 15 May 2025. CFD anniversary discount ended (e.g. Stellar 2-Step 50K $202.49 → $269.99, Aug 2026). AUGFLEX / NEW25 → FNFLEX / STOCT / RAPID (1 Oct 2026).	Archive + our log
MyFundedFutures	300K, EOD and BUILDER codes replaced by CLUB (26 Aug 2026).	Our log
Take Profit Trader	NEWYEAR50 retired (14 Aug 2026). NOFEE40 unchanged.	Our log
Topstep	BARSTOOL (30%) expired 13 July 2026. No public code since.	Our log
Apex Trader Funding	SAVENOW’s stated end date kept moving: 11 Aug → 25 Aug → 8 Sep → 13 Oct 2026.	Our log
FTMO	US (OANDA) −20% discount ended; US prices back to list (6 Aug 2026).	Our log
FundingPips	HELLO (20% off first challenge) appeared (6 Aug 2026).	Our log
The5ers	15%-off offer expired 1 June 2026.	Our log

What we left out

Our own mistakes. Some “changes” in our changelog were really corrections to our own data, and they aren’t counted: the graduated Apex activation fee we published from 8 to 26 August 2026 (correction), FTMO’s profit split shown as one number, FTMO’s deal shown as “$499”, a “NOFEE100” Take Profit Trader code that doesn’t exist, and a WORLDCUP50 Goat Funded Trader code that wasn’t on its site. Building this index also caught one more: our 26 August log listed four Tradeify reset-fee increases. The archive confirms one list-price change (Select 50K, $99 → $109; we had written $95, which was the sale price). On the other three tiers, a struck-through sale price disappeared, so we count those as promo churn.

Launches. New products, such as Topstep’s Back2Funded (3 September 2025) or MyFundedFutures’ Rapid EOD plan, don’t change anything you already bought, so they aren’t counted. They’re in the CSV, marked as not counted.

Disclosure changes. Apex stopped showing activation-fee amounts publicly (seen 1 October 2026), and MyFundedFutures removed its dated pass rate. Those belong in the Pass-Rate & Disclosure Registry, not here.

Which way each change cut. Some changes help traders (Apex’s $500 minimum withdrawal, Take Profit Trader’s 3-day evaluation) and some hurt (Topstep’s 90/10, the micro commission tripling). We haven’t scored them. Many cut both ways depending on how you trade, so we give you the wording and let you judge.

Methodology

Sources: our own rule-change log (posts dated 13 July to 26 August 2026), our 1 October 2026 re-verification notes, and a Wayback Machine backfill. For the backfill we used the CDX API to list captures from January 2023 of each firm’s homepage (one a month) and of 28 help-center and rules pages, the ones our source map uses for payout, drawdown, consistency, activation, country and pricing rules. We downloaded every distinct capture of the help pages, diffed each capture against the one before, and read every change by hand. A change counts only if it changes something a buyer gets or pays: price, drawdown or loss limits, payout rules or split, consistency, activation fees, availability, or a product being withdrawn. Reworded text, page redesigns and promotions don’t count.

Every archive event has an exact quote from the “after” capture and, where the old wording existed, from the “before” capture. A script checks that each quote appears verbatim in the capture text, and that the new wording is missing from the earlier capture. All quotes passed. Our-log events quote our own changelog entry, which in turn quoted the firm. They’re labelled as such because no archive copy of the firm page exists.

Limits: changes are detected from snapshots, so we only see what was captured. Dates are capture dates (UTC) unless the firm states an effective date. The real change can be anywhere between the “before” and “after” captures, and the CSV gives that window. Some firms are archived much more than others, and content that loads in the browser, such as FTMO’s prices, often isn’t in the archive. Firms that block automated checks (Apex, FundingPips) have thinner coverage. Treat every count as a minimum. Read the full site methodology.

How to cite this

Common questions

How often do prop firms change their rules?

Often enough to plan for. Across the 10 firms we track we documented 37 rule changes since January 2023, 25 of them between October 2025 and October 2026. That's a minimum: we only count changes with a date and the firm's exact wording, from archived pages or our own changelog.

Which prop firm changes its rules most often?

Of the changes we can prove, Topstep has the most archive-confirmed ones (10 since late 2024, 5 in the last 12 months), and Apex Trader Funding has 11 in total. Topstep is also the most heavily archived firm, so more of its changes are visible.

What do prop firms change most?

Payout rules and splits: 12 of the 37 documented changes. Prices and fees come next (7), then products being discontinued or restructured (6).

Can a prop firm change the rules on an account I already bought?

Often the new rules apply only to accounts bought after a cut-off date. Goat Funded Trader's 4-day funded minimum, Take Profit Trader's 3-day evaluation and Topstep's 2026 payout caps were all tied to purchase dates. Not every change is grandfathered, so check the firm's announcement and terms.

Is a price increase a rule change?

Sometimes it's just a sale ending. Several 'increases' we logged turned out to be struck-through sale prices disappearing. We count list-price changes as rule changes and report sales and promo codes separately.

Monthly summary: the changes since June 2026 are rounded up in State of Prop Firms: October 2026. For what each rule term means, see the Prop Firm Rules Glossary.